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As an employer you’re legally required to take out workers' compensation insurance for your employees. The insurance covers both full-time and part-time employees.
Cover the statutory requirements
Get a full summary in the online bank
No employer's national insurance contributions on the costs and they’re tax-deductible
I would like to receive an offer
What does workers' compensation insurance cover?
- Employee injury and illness that occurs during working hours and at the workplace
- Settlement payment for permanent injury, for example loss of sight or hearing
- Loss of capacity for work and income
- Future expenses for health equipment beyond that covered by the National Insurance Scheme
- Loss of income and expenses until the settlement date beyond that covered by the National Insurance Scheme
- Disbursem*nt to spouse or cohabitant in the event of death and extra disbursem*nt if the employee has children
You can also insure your employees to a higher degree than required by law by extending the statutory coverages with higher sums insured and additional coverages.
Product information (IPID)
Workers' compensation insurance (PDF)
Terms and conditions Personnel insurance
- See terms and conditions
Other sickness insurance
Covers illnesses not caused by work, i.e. beyond the reaches of workers' compensation insurance. Examples of illnesses covered are cancer, cardiovascular diseases and stress disorders.
- Read more about other sickness insurance
Leisure accident insurance
Expand the insurance scheme to include injuries that occur during leisure time. Leisure accident insurance applies if an accident or injury occurs during leisure time or travelling to or from work.
- Read more about leisure accident insurance
Workers’ compensation insurance FAQ
What is a taxable premium?
Premiums for statutory occupational injury are not taxable and employees don’t pay benefit tax. There are no employer's national insurance contributions on the costs and they’re tax-deductible. The coverages that are beyond the statutory requirement are a taxable benefit which must be reported by the employer via the salary and deduction statement for the individual employee and are subject to benefit tax. The employer will be sent the suggested tax-liable benefits for the individual insured party each year in November.
Where will I find invoices?
Invoices for personnel insurance can be found when logged in under electronic inbox. The invoice is issued 35 days prior to the due date/instalment.
How can I report an injury via the online bank?
For quick, secure processing, we recommend that you report your injury online. Log in to the corporate online bank and report the incident via our digital solution.
How can I report an injury without access to the online bank?
In order to help you we need to know what has happened. If you don’t have access to the online bank, you can report the injury by printing out the form below and sending it to us.
1. Fill out the form that best fits the incident you wish to report:
Accident report (PDF, Norwegian)
Death report (PDF, Norwegian)
Death report, Continuation insurance (PDF, Norwegian)
Incapacity for work/illness report (PDF, Norwegian)
Incapacity for work report, Continuation insurance (PDF, Norwegian)
Loss of medical certificate/license report (PDF, Norwegian)
Child accident report (PDF, Norwegian)
2. The completed form should be sent by regular post to:
DNB Livsforsikring AS
PO Box 7500
5020 Bergen
Our personnel insurance
- Workers' compensation insuranceCovers employee injury and illness
- Travel insurancePeace of mind if something should happen while travelling
- Leisure accident insuranceCovers accidents or injuries that occur during leisure time
- Group life insuranceProvides a one-off payment to the bereaved on the death of an employee
- Group accident insurancePeace of mind for your employees if they have an accident
- Partnership protection insuranceThe insurance is a financial hedge against the partnership protection agreement
- Key person insuranceDisbursem*nt if a key person dies or becomes incapacitated for work
- Health insuranceEnsures that employees of the company receive quick treatment
- Sickness assessment insuranceEmployees receive disbursem*nts for the first few years of the incapacity period
- Income protection insuranceCovers the company’s ongoing operating costs if you should become ill
- Sick pay insuranceCovers salary payments to employees on sick leave
- Other sickness insuranceInsures your employees even when the illness isn’t work related
- Pension and insurance packageThe package that covers the statutory requirements
Provider of the insurance
The insurance is provided by DNB Livsforsikring AS.
